Transform your workplace today.
Onesto brings flexible wages, cashback shopping, financial learning, rewards and giving together in a single platform — so your team builds savings naturally and feels supported every day, not just on payday.
Free for employees.Live in days, not months.
Onesto powers employee benefits for large organisations — including Village Roadshow
Theme parks, cinemas, resorts — thousands of shift-based employees across Australia carry their pay, perks and savings in one app, branded as Village Roadshow’s own and powered by Onesto underneath. This is the app they open:
“In this tight labour market Village recognised the importance of delivering tangible benefits to assist with the attraction, retention and productivity of our employees. We also identified the need to help our employees with their financial wellness. Delivering a solution that conveniently encouraged savings and financial flexibility was key.”Clark KirbyCEO, Village Roadshow
Financial stress is quietly costing everyone
It’s the issue your people carry into work every day — whether you can see it or not.
The employees’ challenge
Sources: University of Melbourne (Dr Ana Gamarra Rondinel); Australian National University; Sydney Morning Herald.
The employers’ challenge
Sources: Bain & Company; Columbia Business School; HRD Magazine.
“Our mission is to reduce financial stress for employees — by enabling them to build savings naturally.”
Onesto is Italian for “honest & fair”. It’s in the name — and in the product.Transform Your Workplace Culture
Attract top talent, boost employee engagement, and create lasting social impact with our integrated benefits platform designed for forward-thinking companies.
Enterprise-Grade Platform
Scalable solution that grows with your organization, from startups to Fortune 500 companies.
Talent Attraction & Retention
Reduce turnover by 40% with benefits packages that demonstrate your company values.
Employee Engagement Hub
Centralized platform for all benefits, giving, and wellness programs with real-time analytics.
Compliance & Security
Enterprise-level security with full compliance for all regulatory requirements.
Why Companies Choose Onesto
Join hundreds of companies that trust Onesto to transform their employee experience.
Five products. One login.
Zero extra admin.
Every module works on its own — and compounds together. Switch them on as your people need them.
Flexible Wages — pay, on your people's terms
Life doesn't wait for payday. Flexible Wages (Wages on Demand) lets employees access pay they've already earned, giving them a safety net for the unexpected — and giving you a team that isn't quietly stressed about money.
- No interest, no credit checks, no debt — it's their money, earlier
- Reconciles automatically through payroll at payday
- Save hundreds a year just by paying bills on time — fewer late fees, more early-payment discounts
See Onesto in action
The videos from our current site — embedded here so visitors can watch without leaving the page.
Shop and SaveEarn up to 10% cashback when you shop at over 350 partner retailers in Australia and New Zealand. Onesto's "Shop and Save" feature allows you to save over $100 per month on your everyday spending.
Flexible WagesOnesto's "Flexible Wages" or "Wages on Demand" service provides employees with early access to their earned wages. This benefit aims to improve employee retention and engagement by offering a financial safety net for unexpected expenses.
LearnOnesto's "Learn" platform focuses on improving employee financial well-being through bite-sized courses on financial literacy and wellness. The platform addresses the negative impact of financial stress on employees' health and work performance.
Rewards & RecognitionOnesto's "Rewards & Recognition" platform digitizes the process of creating and distributing employee awards. This saves administrative time and resources by eliminating the need for manual purchasing and postage.
See what Onesto is worth — before you talk to us
Two minutes, no email required. Drag the sliders and watch the value move.
🕐 Flexible Wages simulator
Payday is an arbitrary date. Rent, rego and life aren’t. See what an employee has already earned — and could access today.
*Illustrative. Onesto lets employees access a portion of wages they’ve already earned, for a small flat fee — never interest, never a loan. Reconciled automatically at payday through payroll.
🏢 Employer ROI calculator
Replacing a single employee costs around 150% of their annual salary (Columbia Business School). Benefits people actually use are the cheapest retention strategy there is.
†Illustrative estimate: replacement cost at 150% of salary (Columbia Business School), applying a 40% turnover reduction — the conservative end of the 40–75% range in Onesto’s controlled trial. Talk to us for a business case modelled on your workforce.
🛍️ Shop to Save estimator — what everyday cashback adds up to
Groceries, fuel, pharmacy, gifts: Onesto members earn up to 10% cashback at 200+ essential retailers and restaurants. Estimate a typical household month:
Modelled on Onesto’s published example basket — Woolworths, EG Ampol, Big W, Rebel Sport, Dan Murphy’s, Myer and more — which returns $72.65 a month ($871 a year), tax-free. Actual cashback varies by retailer and offer.
The 2,000-employee worked example
From Onesto’s controlled trial and published modelling — an employer with 2,000 staff and 20% annual turnover:
Offer The Ultimate Employee Benefits Application With Onesto And Xero
Click the “XERO App Store” button and have Onesto setup with your Xero Account
Why companies choose Onesto
of Onesto customers say it decreased their financial stress
of employees use Onesto for emergencies & essential purchases
of rewarded & recognised employees were unlikely to look for a new job
increase in job applicants when Onesto is named in job ads
*Figures from Onesto customer research and controlled-trial results (Onesto company presentation, October 2026). Recognised in Fast Company’s 2023 World Changing Ideas.
Everything employers ask us first
No. Flexible Wages gives employees access to pay they have already earned but not yet received. There's no credit check, no interest and no debt — the amount is simply reconciled from their next pay through your payroll. It's the ethical alternative to payday lenders and credit cards.
Onesto costs $2 per employee per month for all features — for a 2,000-person organisation that's $48,000 a year, against $560k–$1.05m in modelled annual turnover savings. Employees pay nothing for Shop to Save, Learn, Rewards or Giving; a small flat fee applies only when they choose to access wages early.
Most organisations are live within days. If you run Xero payroll, connection takes minutes via the Xero App Store. A dedicated customer success manager handles onboarding, employee invitations and launch communications with you.
Yes. Onesto was built for workforces in the broadest sense — employees, association members and volunteers. Unions, clubs, charities and community organisations use Onesto to give their people the same financial-wellbeing benefits as large employers.
Employees can donate to causes they care about straight from the app, and employers can match contributions, run campaigns and report social impact in real time. It's a benefits platform with a conscience — good for culture, good for your ESG story.
Yes. Onesto protects your information with biometric login, 256-bit encryption, bank-grade authentication and data housed locally on AWS in Australia. Employees only ever see their own information.
Ready to Transform Your Employee Experience?
Join hundreds of companies that are already using Onesto to attract top talent, increase employee engagement, and make a positive social impact.