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Product

Shop & Save

Shop and build savings on your regular purchases

oNesto has partnered with more than 60 major retailers so you can build saving when you do your regular shopping.

When you shop at oNesto retailers, you get up to 10% cashback deposited straight into your savings account for your exact shopping amount. So you can build a savings fund without changing your spending habits. Our best users collect savings of $100 a month or more. That’s a tank and a half of petrol. You should join them!

Product

Learn

A free online learning method that helps you to up skills yourself.

We are providing courses for you. And everything is for free to every oNesto’s user to access from anywhere.

what you need just an internet access and you are read to go, our learning materials designed not only limited for financial knowledge but we are providing more courses related to our everyday life as well.

Product

Emergency Wages

Delivers Flexibility through access to Earned Wages to save hundreds of dollars

Use your wages instantly to shop and start building your savings nest. Cash advances can be taken in case of emergencies OR staying on top of bills.

girl receiving award

Our FAQ’s.

What is oNesto?

oNesto is an application that helps you improve your financial fitness.

How do I get started?

If your payroll provider or employer has partnered with us already, you can be accessing your wages within minutes. We can usually be found in your payroll portal. If you don’t know where to find us, or having trouble, just contact us.

How much does oNesto cost?

oNesto is absolutely free for employees with no hidden cost when shopping or receiving awards (only Early wage access is a flat rate transaction fee)

Is oNesto Safe?

We make security a priority at oNesto. Our platform uses 256-bit encryption to protect the privacy and security of your information.
The same security your online banking offers you.

Can I Refer a Friend?

Yes! We would love you to Refer a Friend. We will give you 2 free wage advances as well. Check out the Refer a Friend page here.

Start shopping now and build your savings

oNesto Apple StoreoNesto Play Store
oNesto is on the Google and Apple stores
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Employer

Attracting & retaining employees - ‘The Great Resignation’ and ’The War on Talent’
Low unemployment rate makes talent scarce and alternative job offers plentiful
The administrative burden and cost of employee turnover.
150% of an employee’s annual salary to replace them
Employee financial strees causing Sick days, absenteeism and reduced productivity and employee turnover.
Inefficient Award & Recognition to Employees
Benefits assist with recruitment and retention, reducing costs & increasing productivity
Savings from 60 major essential retailers increases employee spending capacity
Awards & recognition make employees less unlikely to look for a new job and more satisfied reducing turnover and increasing productivity and satisfaction
Reduced administration costs which increase profitability
Flexible wage solution that enhances employee satisfaction – Studies show employees would take a 4% pay reduction to be paid more frequently.

Employee

50% of Australians live from pay to pay. They have no savings.
50% don’t have $500 for an emergency from any source. They have no safety net.
40% endure financial stress regularly and 60% don’t believe they can reach financial security.
People don’t earn enough to put aside for savings.
Employees lack the knowledge and financial capacity to save.
50% of employees had no financial mentor, lack financial education, or both.
Inflation erodes household budgets without corresponding wage rises.
Generate savings, without altering spending or savings habits
Improve financial competence and confidence with tools & knowledge through learning
Wage flexibility reduces mismatch between income dispersals and payment obligations
On-time payments reduce egregious
financial fees
Tangible savings accumulated to reverse debt spirals and build financial resilience
REWARD

Build A Reward System For Your Employees

Employee Rewards for the 21st Century!

oNesto’s Employee Rewards and Recognition platform allows employers to distribute awards digitally, removing the need to physically purchase and mail out gift cards.

Awards can be created manually, or automated so that birthdays, tenure and celebrations are automatically calculated and awards are distributed.

The oNesto Rewards platform ensures that awards are delivered on time, efficiently, and with huge time savings for HR teams who have to administer them. And as all awards are distributed digitally, you’ll save on postage and provide an environmentally more efficient service.

Rewards and Recognition Platform
Product

Shop & Save

Shop and build savings on your regular purchases

oNesto has partnered with more than 60 major retailers so you can build saving when you do your regular shopping.

When you shop at oNesto retailers, you get up to 10% cashback deposited straight into your savings account for your exact shopping amount. So you can build a savings fund without changing your spending habits. Our best users collect savings of $100 a month or more. That’s a tank and a half of petrol. You should join them!

PRODUCT

Learn

A free online learning method that helps you to up skills yourself.

We are providing courses for you. And everything is for free to every oNesto’s user to access from anywhere.

what you need just an internet access and you are read to go, our learning materials designed not only limited for financial knowledge but we are providing more courses related to our everyday life as well.

 

Product

Get Paid

Get your wages as you earn them, when you need them

Access the money you’ve earned instantly. oNesto allows you to access a portion of the money you have already worked for, directly from your phone. One flat rate. No hidden fees or annoying interest

 

Xero

Offer The Ultimate Employee Benefits Application With
oNesto And Xero

Click the “XERO App Store” button and have oNesto setup with your Xero Account

Xero Accounting Software
girl receiving award

Our FAQ’s.

What is oNesto?

oNesto helps employees save, stretches income further, brings flexibility to their wages, and builds financial confidence. This reduces their stress, increases their productivity, and makes them more committed to work. Ultimately, it helps organisations towards its goals.

How do I get started?

Feel free to contact us from within this website, or book a demo with us to find out how we can help you.

We have integrated with major Australian payroll and HR providers for easy integrations. Getting you up and running in minutes.

Is oNesto Safe?

We make security a priority at oNesto. Our platform uses 256-bit encryption to protect the privacy and security of information. The same security your online banking offers you.

We are ISO 27000:1 accredited.

Start shopping now and build your savings

oNesto Apple StoreoNesto Play Store
oNesto is on the Google and Apple stores